Your smile needs more than just your toothbrush and floss to stay healthy. It also requires the care of a great dentist. The American Dental Association recommends you schedule an appointment at least twice a year for a teeth cleaning and dental checkup with your Delta Dental dentist in Lincoln, NE. It’s easier than ever to get the care you need without breaking the bank because you have dental insurance. Your Delta Dental insurance dentist provides the personalized solutions your teeth and gums need to thrive.
Your dental insurance is designed to provide you with the affordable care you need to visit your dentist regularly. Paying your monthly premium gives you access to reduced rates for many common treatments. Although every policy differs, most plans include:
Your policy is designed with prevention in mind because research shows every $1 spent on preventive care can save as much as $50 on restorative services. Your policy allows you to see your dentist 1 to 2 times per year for a cleaning and checkup for only a small co-payment.
Even with the best prevention, a problem can develop. It doesn’t need to go untreated because you’re worried about a large bill. After paying your deductible, your insurance will cover a portion of the cost until you reach your annual limit.
To make the most of your coverage, Delta Dental recommends you see a dentist who is in your network, like our team at South Ridge Dental. We have pre-negotiated rates with the insurance carrier to reduce the amount you need to pay out-of-pocket. You still have the freedom to visit any dentist who accepts your coverage, but you’ll need to pay the difference between the office fees and your insurance’s allowable coverage. Our office works with both in-network and out-of-network patients to maximize their benefits to reduce the amount you pay for your treatments.
At the end of the year, your insurance benefits expire. Anything you don’t use won’t carry over into the new year and you won’t be reimbursed for any unused funds. With less than 3% of American’s meeting their yearly limits, we will help you make the most of what you’ve paid into, so nothing is wasted.
We know dental insurance can be confusing. We don’t want to see anything stand in your way of using your coverage. Our team is here to help you. Mary, our office manager, offers her assistance to help you schedule your appointments while also explaining how your benefits are used to pay for your treatments.
Working along her side is Clara, our patient coordinator. She works on your behalf with your insurance carrier to file the necessary claims and paperwork to lower your out-of-pocket cost. If there’s any remaining balance, she will take the time to explain your payment options, like using third-party financing with CareCredit.
If you have questions about your insurance coverage, or you’re ready to schedule an appointment, contact our office today.